There’s no denying that credit cards have made our lives easy. Anything that catches your eye can immediately become your property thanks to the little plastic card in your wallet. Whether it’s groceries, a new watch, or an expensive dress, you quickly swipe your credit card and there it is. It is almost like magic [...]
There are countless credit card deals out there, but without the right approach it is very easy to become confused. Because each package offers different incentives, rates of interest and fees, it can be difficult to know which one will offer you the best solution for your financial needs.
The key to landing the best possible [...]
A buck or two here and there may not seem like a big deal. But if you’re frequenting ATMs outside your bank’s network, the fees can add up quickly. Put that money back in your pocket by using ATMs in a surcharge-free network.
Continue reading about Don’t Throw Your Money Away on ATM Fees
Credit cards can work to your advantage, but only if you know how to manage them. There are important guidelines to consider in your use of plastic.
First off, don’t let your cards site idling in your wallet. In order to limit risk and expenses, many card issuers are closing accounts because of inactivity, even to model [...]
In the wake of the continued economic downturn, financial institutions have increasingly imposed new fees and charges to balance their books. You as a consumer would be wise to keep your guard up.
The proposed new consumer financial-products protections that the Obama administration is asking Congress to enact have caused banks and card companies to go [...]
Everybody with a credit card knows it’s smart to pay what you owe at the end of every month. Internet shopping increases the temptation to overspend, since cash or checks are rarely an option if you’re online to shop.
Aside from curbing your internet shopping, consider these ways to get out of credit card debt.
First things [...]
Why should those of us with good credit practices be soaked because other people can’t learn to pay their credit card bills in full and on time?
Congress is moving to limit the penalties on riskier borrowers, who have become a prime source of billions of dollars in fee revenue for the industry. And to make [...]
Continue reading about Consumers Who Have Good Credit Habits Paying For Those Who Don’t
The government has made an effort to crack down on dubious credit card industry practices that make it easy to charge consumers outrageous interest rates and make it harder to get out of debt.
What do these changes mean for you?
Credit card companies cannot increase interest rates on existing credit card balances unless a customer is [...]
Continue reading about Credit Card Companies May Invent New Ways To Charge Customers
It’s bad enough that many Americans have fallen into insurmountable credit card debt. The recent increases in interest rates for card holders has made things even worse. Not only did many of these banks get millions (or billions) in tax payers dollars, but they’re hitting consumers with fees and skyrocketing interest charges to boot. A [...]
The health of the economy depends on consumers spending money, and the economy needs all the help it can get. A local economy benefits when shoppers buy goods and services in retail stores, rather than online. Better yet, support a locally owned business, rather than a national chain store or restaurant, it will keep even [...]
