In tough economic times we are continually looking for ways to trim expenses. You could be shocked at how much money you can save per month if you simply stop paying for unnecessary services. How many cable channels can a person watch? Do you really need all those extra features for your cell phone? Do [...]
As if the economic situation in the country wasn’t bad enough. Families hoping to send their children to college face skyrocketing tuitions. Most high school seniors and their families have not made final college plans for next fall. But they know this: It’s probably going to cost more than they had planned. Even in good economic times, states [...]
My Grandmother always said that the Christmas Tradition of telling kids “if you’re good this year, Santa will bring you lots of presents” is flawed. What if this year the economic crisis in this country makes it impossible for you to buy your children the extravagant toys they have been used to year after year? [...]
We are not our debt, debt is something that happened along that way. We need to take that debt and look at it objectively and realistically and don’t beat ourselves up about it; while at the same time we sort it out and figure out the best way to deal with it. The most important thing [...]
Budget, Put Savings First Where does that money go? America, it seems, is in the midst of a savings crisis. Personal savings rates have dropped in recent years and remain low by historical standards as many people continue to spend beyond their means. If you’re among those Americans who can’t seem to save, it might [...]
With doomsday financial scenarios screaming from the headlines and television, there’s no question that kids will pick up on the anxiety in the air. Talking to them about what’s happening in both the economy and the family budget is crucial — because the less we say, the bigger they might imagine the monster in the closet to [...]
Continue reading about Talk To Your Children About The Economy
Every time you open a paper or turn on a TV at the moment it would seem that the whole world is in financial turmoil. The stories of bankruptcy and mounting debt are truly horrific. We’re all feeling the pinch in some way – our incomes don’t seem to stretch as far as they once did. Why has [...]
Many Americans live their daily lives without a budget; I would argue that this is the number one reason why the average American is $9,000 dollars in credit card debt. This figure does not even take into account the troubles in the housing market. Many Americans today are not even able to meet their obligations [...]
Money saving tips are commonly all about price shopping and how to get a good deal. It makes sense to find ways to get the same thing for less money. Maybe it even makes sense to use coupons, although some of us find that the time spent is often too much for the savings obtained. [...]
Today there are many reasons why we get into debt, sometimes it just slowly adds up on us and other times you just take on too much debt. One of the main reasons most people are in debt today is due to the fact that it was so easy to obtain credit. But you can [...]
