For most of us, every day some type of financial decision needs to be made. It’s important to always weight the pros of your choices against the cons. Although at first it seems like avoiding debt altogether is a good financial choice for you, debt can also be a tool for financial success.
For example, if [...]
Budgeting doesn’t have to be rocket science. The basic principle of making a budget is to record how much money you have coming in for the month. From that you subtract expenses for the month. First subtract necessary expenses (rent, mortgage, car payments, insurance, food, etc). Once you subtract the necessary expenses, the remaining amount can [...]
Whether you like it or not, credit affects the major areas of our lives: where we live, work, and the ability to get loans, insurance, and possibly even utilities, especially cell phones. The majority of auto insurance companies use credit scores when determining rates and it is also common with home insurers. Employers can even [...]
Bankruptcy is a drastic step, and one usually taken by people who feel they have no other alternative. When you are declared bankrupt you essentially lose control of all your assets. There are certain modest personal exemption levels for different types of asset, intended just to cover the essential things you need to get by. [...]
Let’s face it, it’s not easy to get out of debt. Although there are some external factors which may have created your debt burden, usually debt is the result of irrelevant spending and poor money management, or both. If you are ready to get out of debt, take the bull by the horn and get [...]
Recent news reports indicate that Governor Sarah Palin’s resignation is a result of her money and debt problems, an attempt to generate income. Did we really need Levi Johnston to tell us that the reason Sarah Palin resigned as Governor of Alaska is so she could cash in on her celebrity? Really?
It just makes sense. Whether [...]
With so many Americans living beyond their means, what can people do to rein in spending? Sit down and figure out a plan, plain and simple! The reality is that the people who most need to make drastic changes don’t realize that straightening out their finances is not difficult to do.
The first step to better [...]
It’s hard to imagine, but someone with as much money as Michael Jackson still had debts! Average people aren’t the only one’s with debt. It is estimated that he owed in excess of $500 million. He was able to amass so much debt by leveraging assets he had acquired such as the copyright to 259 [...]
Did you ever wonder what someone dying really means? How many people are actually worth more after their death? In the case of Michael Jackson, his death will make him an even bigger star. The King of Pop’s death is likely to yield a financial bonanza more lucrative than any comeback tour ever could.
During his [...]
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Moby’s new album, “Wait for Me” came out this week. One of the songs is called JLTF. When discussing the inspiration for the song, Moby states:
“the reason people do drugs more often than not is they want to be happy. We think of drug users as being subhuman and living in gutters and the people [...]
